Income protection insurance is included in your membership provided that you are entitled to compensation from the Swedish unemployment benefit fund (a-kassa).
The compensation ceiling for ordinary a-kassa corresponds to 80 percent of a compensation-based income up to SEK 33,000 per month. Through the income protection insurance, you get protection on income up to 80 percent of a compensation-earning income up to SEK 80,000 per month.
If you have compensation-earning income below SEK 33,000 but above SEK 27,500 per month, you are covered by income protection insurance from days 101 to 150.
Your protection lasts for a maximum of 150 days but you can take out a supplement that gives you a further 150 days - a total of 300 days.
If you receive compensation from your income protection insurance, you will also have access to career coaching.
The income protection insurance also applies when SULF represents its members in the event of a dispute with the employer under Section 34 of the Employment Protection Act (LAS) for up to 300 days.
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You get security extended from 150 days to 300 days
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You will have time to sort out your situation and find a new job
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Especially useful if the labour market is sluggish or if there is a recession
Important to know
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Who is covered?
You are covered by the insurance if you have been a member of SULF for a continuous period of 12 months. If you have taken out supplementary insurance, it must have been in effect continuously for 12 months before you become unemployed.
If you become unemployed
If you receive compensation from the Swedish unemployment benefit fund (a-kassa), you may be entitled to compensation from the insurance. The compensation is paid in arrears and is not taxable.